Built on New Zealand’s regulated open banking

Get paid straight from the bank. No card fees. No chasing.

Pay-by-bank links on every invoice, and rent pulled on the due date into your trust account. An AI copilot that tells you who to chase, what is coming in, and drafts the message for you.

ANZ, ASB, BNZ, Westpac, Kiwibank Xero and Fergus Free during the pilot
This week+18% on last week
$14,560
$0$780$1.6k$2.3k$3.1k Collected · Mon: $1.8kCollected · Tue: $2.4kCollected · Wed: $2.0kCollected · Thu: $3.1kCollected · Fri: $2.9kCollected · Sat: $1.4kCollected · Sun: $960MonTueWedThuFriSatSun
Copilot: Chase Kauri Builders first: $4,860 is 12 days overdue and they usually pay after one reminder.

How open banking pays you

New Zealand’s banks now let customers approve payments to a business straight from their own bank app. We put that to work on your invoices and rent.

1

You send a pay link, or ask once for a standing approval

On an invoice by text, email or QR code; or an invite for rent or regular customers.

2

They approve it in their own bank app

No card, no account numbers to type, no login shared with us. The bank shows exactly who is being paid and how much.

3

Money lands in your account, and your books update

Bank to bank, with the invoice number or tenancy reference attached. Xero and your records are updated for you.

Open banking, explained

Two products. One platform.

DirectDue for Trades

A pay link and QR code on every invoice. Customers approve in their bank app; you are paid the same day and Xero updates itself.

0.5% capped at $5, versus about $44 by card on a $1,500 job →

DirectDue for Rent

Tenants approve once. Rent is pulled on the due date, receipted by tenancy reference, and a missed payment reaches you within the hour with the evidence logged.

Same-day arrears instead of next-week discovery →

An AI copilot that knows your money

Who to chase first

A ranked worklist of overdue invoices and tenancies in arrears, weighted by how likely each is to be paid.

Cash forecast

What is coming in over the next 30 to 90 days, from your own customers’ payment history.

Drafts in your voice

Friendly, firm and final reminders, statements and 14-day notice drafts. You review; it never sends on its own.

Risk scores

Late-payment risk on every customer and arrears risk on every tenancy, explained in plain English.

Ask in plain English

“Overdue invoices over $1,000 from Kauri Builders.” Answers come with links to the records.

Alerts explained

Unmatched payments, failed write-backs and bank step-ups, with what to do next.

5
major NZ banks: ANZ, ASB, BNZ, Westpac and Kiwibank
Same day
money in your account, bank to bank
< 1 hour
from failed rent to your inbox
Every payment
approved by the payer in their own bank app

Ready when you are

Set up in ten minutes. Free during the pilot. No contract.